How to keep your credit history good
Once you've followed our advice and tidyed up any wrong information on
your credit history then you'll want to keep your credit history looking
neat and tidy.
To do this you probably need to make a proper assessment of your financial
situation and make some serious decisions and committment to yourself
to sort out any problems you have.
Steps to take to keep your credit history good.
1. Pay credit cards ontime and in full. You are probably paying too much in interest if you are not clearing the amount of money off each month.
2. Pay your existing loans regularly.
3. Pay your bills on time.
4. Surprisingly if you have poor credit you can improve this by
applying for a credit card and showing that you are a responsible
person by using it and paying it off in full each month.
What if you can't do this?
Not enough money to go round?
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Make a list of income and expenditure. See our income expenditure form to print out and work this out.
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Look seriously at all your outgoings and see if there are any you can cut.
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If there are several loans or credit cards which seem to take lots of your money then why not think about consolidating your debt?
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